Below is a quick guide to the four most common types of theft in Identity In Ontario, Canada. For tips and tricks on prevention, read our Online Personal Information Protection Guide.
Identity theft refers to an instance where your legal documentation is stolen and/or exploited in such a manner that causes you harm. Over recent years, identity theft has become an increasing concern especially as technological advances create more loopholes for identity thieves. What then, should you be on the lookout for when it comes to identity theft?
Credit Card Theft
The theft of credit cards is one of the most common methods of identity theft that exists. This one is direct and requires that one steals the credit card from your person and uses it to access your account details. Often, it can be prevented by keeping your credit card safe. There is however a vulnerability in the magnetic strip that could be exploited. It is necessary to speak to your credit card company to ensure that they implement the measures necessary in curbing the exploits.
You could end up as a victim of identity theft Ontario if your documents were stolen. Often, identification documents are used to commit crimes of which if traced, lead right back to you. It is important therefore to keep your identification documents safe. In the event that they are stolen, you should report this to the authorities immediately to absolve yourself of any misgivings.
It is the internet age and there are a great deal of transactions, accounts and information out there in the online space. Through hacking, one could use that information to commit any number of atrocities such as theft and crime, in your name. You should implement the best firewalls and ensure that your devices are all protected. Do not give your information to just about anyone online and always check the safety and privacy measures of any online account before you share your bank details. On the same breath, always keep your passwords and account information private and secure.
Phishing usually involves the use of fraudulent techniques to get you to give up personal information. A web user could claim to be a legit business and require that for the purchase of something, you offer up your bank account details. After the provision of the information, your account then becomes vulnerable. You have to make sure that all entities that you deal with, online or offline, are legit and registered with relevant authorities. At the same time, you should never give your information to anyone you are unsure of or do not trust. On the same note, check with your bank to make sure that they implement good security protocols for withdrawals and deposits into your account.